Coverage Definitions

Coverage for accidents, injuries and unexpected illnesses suffered during your trip.

Coverage required when your trip is delayed or interrupted.

Coverage required when you need to cancel your trip for reasons that are unforeseen or unexpected reasons.

A percentage of the non-refundable cost of your trip will returned to you if you decide not to travel.

Covers the replacement of lost clothing and documents like passports and travel visas. 

Provides cash to purchase replacement for items when your bags are delayed at least 10 hours.

Coverage in the event of an accident resulting in blindness or loss of limbs during your flight.

Coverage in the event of an accident resulting in blindness or loss of limbs during your trip.

ANSWER: If an illness, accident, or sudden change in plans forces you to cancel or interrupt your trip, you face two major financial losses: (1) money you’ve invested in nonrefundable prepayments and (2) medical expenses that aren’t covered by your health insurance. That is why more and more travelers are turning to insurance to protect their travel investment. 

ANSWER: The cost is based on the value of your trip. The more you have invested in your trip, the more you need to protect it. Travel insurance covers you for losses caused by trip cancellation and interruption, medical expenses, baggage loss, and trip and baggage delay. Insurance is a great value, considering all the protection you get. 

ANSWER: Read the fine print on your credit card and medical insurance policies. Many plans offer help but don’t cover expenses. There may be deductibles you are required to pay before your policy applies. 

ANSWER: Many policies are designed to cover you from the moment you make a deposit until the moment you return home. That means you are protected for events that actually happen to travelers but are unable to be foreseen or predicted.